Credit reports

Your credit report shows your history of paying bills and borrowing money. It’s used to calculate your credit score. Here are key things to know about how credit reports work.

Banks, businesses and others look at your credit report to decide whether to lend you money, hire you, or do business with you. Ordering your credit report lets you see what they’re seeing.

Banks, businesses, and others may wish to see your credit report. It helps them decide whether to lend you money or do business with you. But it contains information you may want to keep private. Learn who can access your credit report.

Mistakes on your credit report can hurt your ability to borrow money, find work, or buy property. Here are steps you can take to fix errors in your credit report.

There are many ways to boost your credit score. Just changing your spending habits is a great start. Other methods take more effort, but can pay off down the line.