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Dealing with debt

Strategies you can use and steps you can take to cope with debt.

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First steps in dealing with debt

No one likes going into debt. If you’re deep in the red, it can be tough to decide which debts to tackle first. Here’s some guidance on where to start.

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Dealing with debt collectors

If you’re behind on debt payments, the law limits how a debt collector can contact you and others around you. Learn your rights and steps to take to protect them.

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When a creditor wants to take money from your wages or bank account

If you don’t repay a debt, the creditor might try accessing money owed to you by someone else. The legal process in play is called garnishment. Learn how it works.

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When a creditor wants to repossess your property

When a debtor doesn’t repay a debt, a creditor may have the option of taking property the debtor owns as payment. The legal process that’s in play is called repossession.

Warehouse liens

When someone leaves goods at a storage facility, the business has a legal claim on the goods. This is called a “warehouse lien”. It can help the business recover their fees.