Operated by: People's Law School mark People's Law School

Money & debt

Person holding a piggy bank
Borrowing money from a friend or relative

Borrowing money from a friend or relative

Turning to a friend or family member for a loan can be an attractive option when you need money. But there are risks. Learn how to prevent problems — and what you can do if problems arise.

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Two woman at table with man and paperwork
Co-signing or guaranteeing a loan

Co-signing or guaranteeing a loan

Before lending money to someone, a lender may ask for a third party to co-sign or guarantee the loan. Learn how to protect yourself when co-signing or guaranteeing a loan — and how to deal with problems that arise.

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Sleazy looking man enticing you to borrow money
Payday loans: Why to consider alternatives

Payday loans: Why to consider alternatives

When you need cash, taking out a payday loan can be a tempting solution. But they’re a really bad way to borrow money. And there are other options to consider.

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Person filling out a form
Cancelling a payday loan

Cancelling a payday loan

You had an unexpected expense and took out a payday loan to cover it. Now you’re full of regret. Learn your rights and steps you can take to cancel a payday loan.

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Young woman looking a back of credit card
Getting a credit card

Getting a credit card

We use them all the time — to make purchases, shop online and collect points. But before you get a credit card, learn your rights and how to protect yourself.

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Closeup of open wallet on sidewalk
If your credit card is lost or stolen

If your credit card is lost or stolen

Maybe you misplaced your wallet. Or left your credit card in a bank machine. Learn what you can do to protect yourself if your credit card is lost or stolen.

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Woman gasping looking at piece of paper
Disputing a credit card bill

Disputing a credit card bill

You’re looking over your monthly credit card statement and you notice a mistake or an unauthorized charge. Learn your rights and what to do to dispute a credit card bill.

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