Getting out of debt

Options for paying down your debts and becoming debt-free.

Couple on floor of empty room, looking at paperwork
You have options for getting out of debt

You have options for getting out of debt

Being in debt is stressful, and can seriously affect your daily life. The good news is there are options for getting out of debt — and people who can help.

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Two women at a table with laptops, working
Making a consumer proposal

Making a consumer proposal

Your debt situation is so dire, you’re considering bankruptcy. Before you decide on such a drastic course of action, learn how you can reduce your debts with a consumer proposal.

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Declaring bankruptcy

Declaring bankruptcy

Declaring bankruptcy is a long process with serious consequences. It’s the most drastic option for getting out of debt. Find out why, and how it works.

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We are grateful to work on the unceded traditional territories of the xʷməθkʷəy̓əm (Musqueam), Sḵwx̱wú7mesh (Squamish) and səlilwətaɬ (Tsleil-Waututh) Nations, whose Peoples continue to live on and care for these lands.