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The essentials of car insurance benefits, premiums, and claims.

Blue car with damage to the front bumper and man holding his neck after having been in an accident
Making a personal injury claim

Making a personal injury claim

Getting injured in a motor vehicle accident is an awful experience. Learn your legal rights in the event you’re injured, and the steps involved in making a personal injury claim.

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Front bumper of car damaged with man sitting on the sidewalk holding his head after having been in an accident
Making a vehicle damage claim

Making a vehicle damage claim

If your car is damaged in an accident — or you damage someone else’s car — insurance may cover the damage. Learn the steps to make a vehicle damage claim.

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Three cars painted on the road
The points system and ICBC

The points system and ICBC

If you get a ticket for a driving offence, you’ll typically get points on your driver's record. The more points you rack up, the more you’ll pay in insurance premiums.

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Close up of person's hands on steering wheel
Driving without insurance

Driving without insurance

Everyone who drives a vehicle in BC must have insurance. If you don’t, you can be charged with driving without insurance. Learn your rights and the steps you can take.

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