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Car insurance

The essentials of car insurance benefits, premiums, and claims.

Woman holding neck after having been in an accident

Insurance benefits and compensation for accident victims

Being involved in a motor vehicle accident can have a serious impact on your health, as well as your wallet. Accident benefits and damages can help ease the financial burden.

Blue car with damage to the front bumper and man holding his neck after having been in an accident

Making a personal injury claim

Getting injured in a motor vehicle accident is an awful experience. Learn your legal rights in the event you’re injured, and the steps involved in making a personal injury claim.

Front bumper of car damaged with man sitting on the sidewalk holding his head after having been in an accident

Making a vehicle damage claim

If your car is damaged in an accident — or you damage someone else’s car — insurance may cover the damage. Learn the steps to make a vehicle damage claim.

The points system and ICBC

If you get a ticket for a driving offence, you’ll typically get points on your driver's record. The more points you rack up, the more you’ll pay in insurance premiums.

Close up of person's hands on steering wheel

Driving without insurance

Everyone who drives a vehicle in BC must have insurance. If you don’t, you can be charged with driving without insurance. Learn your rights and the steps you can take.